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ICICI Prudential Regular Savings Fund - Direct Plan
Regular
Direct
3 Year Absolute Returns
1.55% ↑
NAV (₹) on 25 May 2026
16.62
1 Day NAV Change
0.44%
Risk Level
High Risk
Rating
ICICI Prudential Regular Savings Fund - Direct Plan is a Debt mutual fund categorized under Hybrid, offered by ICICI Prudential Asset Management Co. Ltd.. Launched on 01 Jan 2013, investors can start ... Read more
NAV History
Fund Details
Min. SIP Amount
₹100
Inception Date
01 Jan 2013
Min. Lumpsum Amount
₹ 5,000
Fund Age
13 Yrs
AUM
₹ 3,292.84 Cr.
Benchmark
NIFTY 50 Hybrid Composite Debt 15:85 Index
Expense Ratio
0.95%
Scheme Type
Open Ended
Exit Load
1%
Returns Calculator
Investment amount per month
₹1,000
Over the past
Would have become
On total investment of
*Calculation based on past performance of this fund.
Asset Allocation
AUM
₹ 3,292.84 Cr
Equity
176.77%
Debt
508.35%
Money Market & Cash
18.18%
Other Assets & Liabilities
60.11%
Sector Holdings
| Sectors | Weightage |
|---|---|
| Non Convertible Debentures | 49.11% |
| Government Securities | 9.84% |
| Finance & Investments | 5.91% |
| Finance - Banks - Public Sector | 4.32% |
| Finance - Banks - Private Sector | 3.72% |
| Debt | 3.11% |
| Treps/Reverse Repo | 2.23% |
| Current Assets | 1.97% |
| Finance - Life Insurance | 1.79% |
| Auto - Cars & Jeeps | 1.55% |
| Pharmaceuticals | 1.45% |
| IT Consulting & Software | 1.38% |
| Personal Care | 1.18% |
| Real Estate Investment Trusts (REIT) | 1.09% |
| Telecom Services | 0.97% |
| Food Processing & Packaging | 0.91% |
| Finance - Non Life Insurance | 0.86% |
| Power - Generation/Distribution | 0.83% |
| Refineries | 0.78% |
| Entertainment & Media | 0.78% |
| Forgings | 0.50% |
| Retail - Apparel/Accessories | 0.46% |
| Internet & Catalogue Retail | 0.40% |
| Construction, Contracting & Engineering | 0.39% |
| Domestic Appliances | 0.35% |
| Electric Equipment - General | 0.35% |
| Petrochemicals - Polymers | 0.33% |
| Cash | 0.30% |
| Others | 0.30% |
| Abrasives And Grinding Wheels | 0.29% |
| Realty | 0.28% |
| Plastics - Plastic & Plastic Products | 0.26% |
| Cement | 0.26% |
| Insurance Distributor | 0.24% |
| Finance - Housing | 0.22% |
| Auto - LCVs/HCVs | 0.20% |
| Finance - Mutual Funds | 0.17% |
| Tours & Travels | 0.15% |
| Services - Others | 0.12% |
| Footwears | 0.10% |
| Auto Ancl - Others | 0.10% |
| Fertilisers | 0.09% |
| Textiles - Readymade Apparels | 0.07% |
| Hotels, Resorts & Restaurants | 0.06% |
| Auto Ancl - Engine Parts | 0.06% |
| Agro Chemicals/Pesticides | 0.05% |
| Chemicals - Speciality | 0.05% |
| Chemicals - Inorganic - Others | 0.02% |
| Agricultural Products | 0.01% |
Stock Holdings
| Name | Weightage | Value (in Cr.) | Sector |
|---|---|---|---|
| 6.9 Government Securities | 4.11% | ₹ 135.21 | Others |
| 7.83 NABARD | 3.04% | ₹ 100.18 | Others |
| 8 Manappuram Finance Ltd. | 3.00% | ₹ 98.84 | Others |
| 8.7 Adani Enterprises Ltd. | 3.00% | ₹ 98.82 | Others |
| 6.48 Government Securities | 2.92% | ₹ 96.13 | Others |
| 8.4 Godrej Properties Ltd. | 2.29% | ₹ 75.30 | Others |
| 9.5 360 One Prime Ltd. | 2.28% | ₹ 75.08 | Others |
| TREPS | 2.23% | ₹ 73.58 | Others |
| Net Current Assets | 1.97% | ₹ 64.75 | Others |
| 8 Yes Bank Ltd. | 1.96% | ₹ 64.69 | Others |
| 6.45 Government Securities | 1.67% | ₹ 55.15 | Others |
| 10 Indostar Capital Finance Ltd. | 1.53% | ₹ 50.24 | Others |
| 7.62 NABARD | 1.52% | ₹ 49.90 | Others |
| 8.73 Eris Lifesciences Ltd. | 1.52% | ₹ 50.19 | Others |
| 8.73 Eris Lifesciences Ltd. | 1.52% | ₹ 50.06 | Others |
| 9.31 Vedanta Ltd. | 1.52% | ₹ 50.21 | Others |
| 8.15 Motilal Oswal Financial Services Ltd. | 1.51% | ₹ 49.56 | Others |
| 8.8 360 One Prime Ltd | 1.51% | ₹ 49.88 | Others |
| 8.25 Narayana Hrudayalaya Ltd. | 1.51% | ₹ 49.82 | Others |
| 8 Adani Power Ltd. | 1.50% | ₹ 49.53 | Others |
| Siddhivinayak Securitisation Trust | 1.50% | ₹ 49.46 | Others |
| Bank Of Baroda | 1.44% | ₹ 47.55 | Finance - Banks - Public Sector |
| Canara Bank | 1.44% | ₹ 47.26 | Finance - Banks - Public Sector |
| ICICI Bank Ltd. | 1.41% | ₹ 46.33 | Finance - Banks - Private Sector |
| 9.5 Keystone Realtors Ltd. | 1.28% | ₹ 42.09 | Others |
| HDFC Bank Ltd. | 1.27% | ₹ 41.73 | Finance - Banks - Private Sector |
| 8.92 JM Financial Products Ltd. | 1.06% | ₹ 35 | Others |
| Axis Bank Ltd. | 1.04% | ₹ 34.35 | Finance - Banks - Private Sector |
| SBI Life Insurance Company Ltd. | 0.99% | ₹ 32.75 | Finance - Life Insurance |
| Bharti Airtel Ltd. | 0.97% | ₹ 32.02 | Telecom Services |
| Britannia Industries Ltd. | 0.91% | ₹ 29.91 | Food Processing & Packaging |
| 8.6 Prism Johnson Ltd. | 0.91% | ₹ 29.86 | Others |
| 9.4 Vedanta Ltd. | 0.91% | ₹ 30.06 | Others |
| 8.5 Prism Johnson Ltd. | 0.91% | ₹ 29.97 | Others |
| 9.95 Ashiana Housing Ltd. | 0.91% | ₹ 29.97 | Others |
| Hindustan Unilever Ltd. | 0.87% | ₹ 28.65 | Personal Care |
| ICICI Lombard General Insurance Company Ltd. | 0.86% | ₹ 28.31 | Finance - Non Life Insurance |
| NTPC Ltd. | 0.83% | ₹ 27.38 | Power - Generation/Distribution |
| HDFC Life Insurance Company Ltd. | 0.80% | ₹ 26.41 | Finance - Life Insurance |
| Reliance Industries Ltd. | 0.78% | ₹ 25.81 | Refineries |
| 9.3 JM Financial Credit Solution Ltd. | 0.76% | ₹ 25.02 | Others |
| 8.42 Godrej Industries Ltd. | 0.76% | ₹ 25.07 | Others |
| 8.75 Shriram Finance Ltd. | 0.76% | ₹ 25.04 | Others |
| 8.5 Aadhar Housing Finance Ltd. | 0.76% | ₹ 25 | Others |
| 8.6 Manappuram Finance Ltd. | 0.76% | ₹ 24.94 | Others |
| 7.58 LIC Housing Finance Ltd. | 0.76% | ₹ 24.93 | Others |
| 8.45 Muthoot Finance Ltd. | 0.76% | ₹ 24.96 | Others |
| 8.6 Tata Projects Ltd. | 0.76% | ₹ 24.96 | Others |
| MINDSPACE BUSINESS PARKS REIT | 0.76% | ₹ 25.15 | Real Estate Investment Trusts (REIT) |
| Shivshakti Securitisation Trust | 0.75% | ₹ 24.68 | Others |
| 8.46 Aavas Financiers Ltd. | 0.75% | ₹ 24.85 | Others |
| 9.45 Kogta Financial (India) Ltd. | 0.75% | ₹ 24.80 | Others |
| 8.95 Vedanta Ltd. | 0.75% | ₹ 24.77 | Others |
| 7.35 Shriram Pistons & Rings Ltd | 0.75% | ₹ 24.70 | Others |
| 8.95 Hiranandani Financial Services Pvt Ltd | 0.75% | ₹ 24.68 | Others |
| 7.3 Mahindra Rural Housing Finance Ltd. | 0.75% | ₹ 24.63 | Others |
| 7.24 State Government of Maharashtra | 0.74% | ₹ 24.37 | Finance & Investments |
| 7.24 State Government of Uttar Pradesh | 0.73% | ₹ 24.04 | Finance & Investments |
| Bank Of Baroda | 0.72% | ₹ 23.73 | Finance - Banks - Public Sector |
| Punjab National Bank | 0.72% | ₹ 23.73 | Finance - Banks - Public Sector |
| 7.24 Government Securities | 0.72% | ₹ 23.87 | Others |
| Sun Pharmaceutical Industries Ltd. | 0.70% | ₹ 23.20 | Pharmaceuticals |
| Mahindra & Mahindra Ltd. | 0.69% | ₹ 22.74 | Auto - Cars & Jeeps |
| Infosys Ltd. | 0.68% | ₹ 22.49 | IT Consulting & Software |
| 7.76 State Government of Telangana | 0.66% | ₹ 21.86 | Finance & Investments |
| 8 Oberoi Realty Ltd. | 0.63% | ₹ 20.71 | Others |
| 8.75 Aptus Value Housing Finance India Ltd. | 0.61% | ₹ 20.02 | Others |
| 7.75 Aavas Financiers Ltd. | 0.61% | ₹ 19.93 | Others |
| 7.34 State Government of Telangana | 0.60% | ₹ 19.83 | Finance & Investments |
| Maruti Suzuki India Ltd. | 0.57% | ₹ 18.90 | Auto - Cars & Jeeps |
| 7.24 State Government of Rajasthan | 0.57% | ₹ 18.77 | Finance & Investments |
| Gland Pharma Ltd. | 0.56% | ₹ 18.32 | Pharmaceuticals |
| 7.29 State Government of Rajasthan | 0.50% | ₹ 16.50 | Finance & Investments |
| Aditya Birla Lifestyle Brands Ltd. | 0.46% | ₹ 15.16 | Retail - Apparel/Accessories |
| 10.81 Bamboo Hotels & Global Centre (Delhi) Pvt Ltd. | 0.46% | ₹ 15.05 | Others |
| 9.4 Avanse Financial Services Ltd | 0.46% | ₹ 14.99 | Others |
| India Universal Trust AL2 | 0.45% | ₹ 14.94 | Others |
| Onemi Technology Solutions Ltd. | 0.45% | ₹ 14.91 | Finance & Investments |
| PVR INOX Ltd. | 0.42% | ₹ 13.88 | Entertainment & Media |
| 6.68 Government Securities | 0.42% | ₹ 13.78 | Others |
| Affle India Ltd. | 0.36% | ₹ 11.74 | Entertainment & Media |
| 7.25 State Government of Maharashtra | 0.36% | ₹ 11.80 | Finance & Investments |
| Emmvee Photovoltaic Power Ltd. | 0.35% | ₹ 11.69 | Electric Equipment - General |
| Chemplast Sanmar Ltd | 0.33% | ₹ 10.79 | Petrochemicals - Polymers |
| EMBASSY OFFICE PARKS REIT | 0.33% | ₹ 10.77 | Real Estate Investment Trusts (REIT) |
| India Universal Trust AL2 | 0.32% | ₹ 10.65 | Others |
| Sona Blw Precision Forgings Ltd. | 0.32% | ₹ 10.45 | Forgings |
| Godrej Consumer Products Ltd. | 0.31% | ₹ 10.20 | Personal Care |
| Corporate Debt Market Development Fund (Class A2) | 0.30% | ₹ 9.88 | Others |
| Cash Margin - Derivatives | 0.30% | ₹ 10 | Others |
| Hyundai Motor India Ltd. | 0.29% | ₹ 9.54 | Auto - Cars & Jeeps |
| Carborundum Universal Ltd. | 0.29% | ₹ 9.66 | Abrasives And Grinding Wheels |
| Indiamart Intermesh Ltd. | 0.29% | ₹ 9.45 | Internet & Catalogue Retail |
| 7.14 State Government of Maharashtra | 0.29% | ₹ 9.47 | Finance & Investments |
| 7.12 State Government of Maharashtra | 0.29% | ₹ 9.49 | Finance & Investments |
| DLF Ltd. | 0.28% | ₹ 9.14 | Realty |
| Mold-Tek Packaging Ltd | 0.26% | ₹ 8.56 | Plastics - Plastic & Plastic Products |
| V-Guard Industries Ltd. | 0.25% | ₹ 8.21 | Domestic Appliances |
| Medi Assist Healthcare Services Ltd | 0.24% | ₹ 7.88 | Insurance Distributor |
| 7.43 State Government of Odisha | 0.23% | ₹ 7.65 | Finance & Investments |
| Can Fin Homes Ltd. | 0.22% | ₹ 7.21 | Finance - Housing |
| Tata Motors Passenger Vehicles Ltd. | 0.20% | ₹ 6.71 | Auto - LCVs/HCVs |
| Shree Cements Ltd. | 0.20% | ₹ 6.63 | Cement |
| 7.13 State Government of Karnataka | 0.20% | ₹ 6.44 | Finance & Investments |
| KNR Constructions Ltd. | 0.19% | ₹ 6.25 | Construction, Contracting & Engineering |
| Cohance Lifesciences Ltd. | 0.19% | ₹ 6.26 | Pharmaceuticals |
| CIE Automotive India Ltd | 0.18% | ₹ 5.87 | Forgings |
| 7.78 State Government of Haryana | 0.18% | ₹ 6.08 | Finance & Investments |
| UTI Asset Management Co Ltd | 0.17% | ₹ 5.71 | Finance - Mutual Funds |
| Mphasis Ltd. | 0.17% | ₹ 5.45 | IT Consulting & Software |
| COFORGE Ltd. | 0.16% | ₹ 5.14 | IT Consulting & Software |
| Wipro Ltd. | 0.16% | ₹ 5.17 | IT Consulting & Software |
| Indian Railway Catering and Tourism Corporation Ltd. | 0.15% | ₹ 5.01 | Tours & Travels |
| KPIT Technologies Ltd | 0.15% | ₹ 5.01 | IT Consulting & Software |
| 8.45 Sheela Foam Ltd. | 0.15% | ₹ 5 | Others |
| 9.75 Kogta Financial (India) Ltd. | 0.15% | ₹ 4.98 | Others |
| 7.44 NABARD | 0.15% | ₹ 4.98 | Others |
| Larsen & Toubro Ltd. | 0.14% | ₹ 4.49 | Construction, Contracting & Engineering |
| Teamlease Services Ltd. | 0.12% | ₹ 3.79 | Services - Others |
| 7.99 Mankind Pharma Ltd | 0.12% | ₹ 4.01 | Others |
| Info Edge (India) Ltd. | 0.11% | ₹ 3.71 | Internet & Catalogue Retail |
| Sandhar Technologies Ltd. | 0.10% | ₹ 3.34 | Auto Ancl - Others |
| Campus Activewear Ltd | 0.10% | ₹ 3.34 | Footwears |
| Gujarat State Fertilizers and Chemicals Ltd. | 0.09% | ₹ 2.83 | Fertilisers |
| India Universal Trust AL2 | 0.09% | ₹ 2.92 | Others |
| 7.29 State Government of West Bengal | 0.08% | ₹ 2.76 | Finance & Investments |
| Arvind Fashions Ltd. | 0.07% | ₹ 2.32 | Textiles - Readymade Apparels |
| GNA Axles Ltd | 0.06% | ₹ 1.98 | Auto Ancl - Engine Parts |
| PNC Infratech Ltd. | 0.06% | ₹ 1.85 | Construction, Contracting & Engineering |
| TBO Tek Ltd. | 0.06% | ₹ 2.04 | IT Consulting & Software |
| Westlife Development Ltd. | 0.06% | ₹ 1.84 | Hotels, Resorts & Restaurants |
| Sagar Cements Ltd. | 0.05% | ₹ 1.78 | Cement |
| Galaxy Surfactants Ltd. | 0.05% | ₹ 1.73 | Chemicals - Speciality |
| Orient Electric Ltd. | 0.05% | ₹ 1.70 | Domestic Appliances |
| Bajaj Electricals Ltd. | 0.05% | ₹ 1.63 | Domestic Appliances |
| Dhanuka Agritech Ltd. | 0.05% | ₹ 1.58 | Agro Chemicals/Pesticides |
| 7.36 State Government of Uttar Pradesh | 0.03% | ₹ 1.04 | Finance & Investments |
| Deepak Nitrite Ltd. | 0.02% | ₹ 0.65 | Chemicals - Inorganic - Others |
| Jubilant Ingrevia Ltd. | 0.01% | ₹ 0.38 | Agricultural Products |
| Birla Corporation Ltd. | 0.01% | ₹ 0.34 | Cement |
Returns
| Annualised returns | ||||
|---|---|---|---|---|
| 9M | 1Y | 2Y | 3Y | |
| Fund returns | -4.16% | -2.25% | -0.03% | 0.51% |
| Category returns | 2.21% | 2.57% | 12.07% | 26.42% |
Fund Objective
The scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the scheme also seeks to generate long term capital ... Read more
AMC Details
Name
ICICI Prudential Asset Management Co. Ltd.
Date of Incorporation
12 Oct 1993
CEO
Mr. Nimesh Shah
CIO
Mr. S Naren
Type
Pvt.Sector-Joint Venture (Indian)
Address
One BKC, A-Wing,
13th Floor,
Bandra Kurla Complex, Mumbai, Maharashtra, India - 400051
Website
http://www.icicipruamc.com
Email
enquiry@icicipruamc.com
Top Funds from Hybrid - Conservative
|
Scheme Name
|
NAV
|
Returns
1Y
3Y
5Y
|
AUM (Cr)
|
Expense Ratio
|
Risk Meter
|
||
|---|---|---|---|---|---|---|---|
|
DSP Regular Savings Fund - Direct Plan
Hybrid
Direct
|
₹68.06 | 3.29% | 32.20% | 47.91% | ₹179 | 1.00% |
Moderately High
|
|
HSBC Conservative Hybrid Fund - Direct Plan
Hybrid
Direct
|
₹70.22 | 2.77% | 32.14% | 50.20% | ₹145 | 1.18% |
Moderately High
|
|
SBI Conservative Hybrid Fund - Direct Plan
Hybrid
Direct
|
₹33.01 | 5.23% | 31.78% | 57.14% | ₹9,788 | 1.07% |
High
|
|
SBI Conservative Hybrid Fund - Direct Plan
Hybrid
Direct
|
₹33.01 | 5.23% | 31.78% | 57.14% | ₹9,788 | 1.07% |
High
|
|
SBI Conservative Hybrid Fund - Direct Plan
Hybrid
Direct
|
₹82.78 | 5.23% | 31.78% | 57.14% | ₹9,788 | 1.07% |
High
|
|
SBI Conservative Hybrid Fund - Direct Plan
Hybrid
Direct
|
₹25.29 | 5.23% | 31.78% | 57.14% | ₹9,788 | 1.07% |
High
|
|
SBI Conservative Hybrid Fund - Direct Plan
Hybrid
Direct
|
₹25.29 | 5.23% | 31.78% | 57.14% | ₹9,788 | 1.07% |
High
|
|
Kotak Debt Hybrid Fund - Direct Plan
Hybrid
Direct
|
₹68.25 | 1.01% | 31.54% | 56.30% | ₹2,878 | 0.52% |
Moderately High
|
|
ICICI Prudential Regular Savings Fund
Hybrid
Regular
|
₹78.03 | 3.99% | 31.08% | 49.84% | ₹3,293 | 1.67% |
High
|
|
Aditya Birla Sun Life Regular Savings Fund - Direct Plan
Hybrid
Direct
|
₹77.45 | 4.58% | 30.64% | 53.76% | ₹1,475 | 0.96% |
Moderately High
|
Top Funds from ICICI Prudential Asset Management Co. Ltd.
|
Scheme Name
|
NAV
|
Returns
1Y
3Y
5Y
|
AUM (Cr)
|
Expense Ratio
|
Risk Meter
|
||
|---|---|---|---|---|---|---|---|
|
ICICI Prudential Flexicap Fund
Diversified
Regular
|
₹15.82 | -4.87% | 32.38% | 0.00% | ₹20,936 | 1.63% |
Very High
|
|
ICICI Prudential Flexicap Fund
Diversified
Regular
|
₹15.82 | -4.87% | 32.38% | 0.00% | ₹20,936 | 1.63% |
Very High
|
|
ICICI Prudential Focused Equity Fund
Diversified
Regular
|
₹26.85 | -6.54% | 31.94% | 38.54% | ₹16,009 | 2.39% |
Very High
|
|
ICICI Prudential Focused Equity Fund
Diversified
Regular
|
₹26.85 | -6.54% | 31.94% | 38.54% | ₹16,009 | 2.39% |
Very High
|
|
ICICI Prudential Regular Savings Fund
Hybrid
Regular
|
₹78.03 | 3.99% | 31.08% | 49.84% | ₹3,293 | 1.67% |
High
|
|
ICICI Prudential Housing Opportunities Fund
Sector
Regular
|
₹14.55 | -6.55% | 30.96% | 0.00% | ₹2,667 | 1.99% |
Very High
|
|
ICICI Prudential Housing Opportunities Fund
Sector
Regular
|
₹14.55 | -6.55% | 30.96% | 0.00% | ₹2,667 | 1.99% |
Very High
|
|
ICICI Prudential Technology Fund - Direct Plan
Sector
Direct
|
₹190.80 | -12.54% | 30.35% | 55.65% | ₹13,068 | 1.41% |
Very High
|
|
ICICI Prudential Balanced Advantage Fund - Direct Plan
Hybrid
Direct
|
₹26.68 | 1.99% | 29.08% | 42.52% | ₹70,551 | 0.89% |
Very High
|
|
ICICI Prudential Balanced Advantage Fund - Direct Plan
Hybrid
Direct
|
₹26.68 | 1.99% | 29.08% | 42.52% | ₹70,551 | 0.89% |
Very High
|
FAQs
What is the current NAV of ICICI Prudential Regular Savings Fund - Direct Plan IDCW-Half Yearly?
The current Net Asset Value (NAV) of ICICI Prudential Regular Savings Fund - Direct Plan IDCW-Half Yearly is ₹16.62 as of 25 May 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.
What is the fund size (AUM) of ICICI Prudential Regular Savings Fund - Direct Plan IDCW-Half Yearly?
The Assets Under Management (AUM) of ICICI Prudential Regular Savings Fund - Direct Plan IDCW-Half Yearly is ₹3,292.84 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.
What are the historical returns of ICICI Prudential Regular Savings Fund - Direct Plan IDCW-Half Yearly?
ICICI Prudential Regular Savings Fund - Direct Plan IDCW-Half Yearly has delivered returns of -2.25% (1 Year), 0.51% (3 Year), 0.47% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.
What is the risk level of ICICI Prudential Regular Savings Fund - Direct Plan IDCW-Half Yearly?
ICICI Prudential Regular Savings Fund - Direct Plan IDCW-Half Yearly has a risk rating of 'High' as per the SEBI Riskometer. This indicates the fund is suitable for aggressive investors with high risk tolerance. Investors should align their investment choices with their personal risk tolerance and financial goals.
What is the minimum investment amount for ICICI Prudential Regular Savings Fund - Direct Plan IDCW-Half Yearly?
The minimum lumpsum investment required for ICICI Prudential Regular Savings Fund - Direct Plan IDCW-Half Yearly is ₹5,000. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹100, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.
Disclaimer: This is 3rd Party content/feed, viewers are requested to use their discretion and conduct proper diligence before investing, GoodReturns does not take any liability on the genuineness and correctness of the information in this article
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